tag:blogger.com,1999:blog-4899893125552679366.post4316178459410909438..comments2023-08-21T18:11:11.784-04:00Comments on Carrie's Busy Nothings: Friday $avings: Financial QuestionsC.G. Koenshttp://www.blogger.com/profile/13711072064525912284noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-4899893125552679366.post-19369915223648709662010-04-23T15:05:53.207-04:002010-04-23T15:05:53.207-04:001. It is okay to say no!
2. learn about and pract...1. It is okay to say no!<br /><br />2. learn about and practice budgeting and financial responsibility earlier than I did...I was dating and nearly married to Ross before I really understood how to budget and what it meant to be financially responsible. My parent's were not the best financial role models.<br /><br />2. credit cards, 4 kids, and being able to afford to live better than pay check to pay check when we move back to the states...we are paying off all debt and hoping to save up for a decent down payment on a home. The rest is in God's hands. <br /><br />3. We do not eat out except maybe once a month. We definitely save money and eat healthier that way. I budget our weekly grocery amount and actually save some weeks because I make it a game to see how creative I can be with our menu and see how much bargain shopping I can do...whatever is left, I "squirrel" away for a rainy day, maybe take the kids to a movie or do some fun shopping.Kelhttps://www.blogger.com/profile/10177013606688683106noreply@blogger.comtag:blogger.com,1999:blog-4899893125552679366.post-42598010008458571282010-04-23T10:21:07.421-04:002010-04-23T10:21:07.421-04:001. Make and use a budget! (So thankful that my i...1. Make and use a budget! (So thankful that my in-laws taught this one to my husband)<br />2. Make eating out a "special" occasion, and not just because "I don't feel like cooking..." We wasted a lot of money on this one.<br />3. Just switched from 1.5 incomes to 1 so that I can be a SAHM. I'm learning better financial management, like with clipping coupons, stockpiling, shopping sales, etc.<br />4. Canning/freezing to preserve fruits and vegetables all year long has helped our budget tremendously! I'm also making more and more of our cleaning products; doing more shopping at consignment stores and yard sales rather than department stores; coupons are your friend, use them; most of all, live within your means, not above them!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4899893125552679366.post-21125186822342180732010-04-23T08:16:19.015-04:002010-04-23T08:16:19.015-04:00I would tell my younger self to avoid credit cards...I would tell my younger self to avoid credit cards like the plague. Or, at least, make sure to read the statements from top to bottom. Sneaky finance charges snowballed and got me into terrible debt. I'm out of it now (we got a homeowner's loan) and I'm so much older and wiser it won't happen again. For the record, I couldn't have done this without my husband.<br />My day-to-day advice would be this: use coupons and buy things at rock-bottom prices, not when you need them. Build a stockpile of food and personal items. And it's better to buy one item of quality than a cheap thing you'll have to replace 10 times.Mom2furhttps://www.blogger.com/profile/09919967314390699344noreply@blogger.com